The Morning: We answer your questions
Plus, Texas floods, Benjamin Netanyahu and Ozzy Osbourne.
The Morning
July 7, 2025

Good morning. Here’s the news you need to start your day:

  • Texas floods: The death toll is now at least 81. People are continuing to search for survivors on horseback, on foot and by helicopter. Read one rescuer’s account of evacuating 165 people from Camp Mystic, sometimes carrying two girls in one arm.
  • Benjamin Netanyahu: He landed in Washington to meet with President Trump.
  • Murder: An Australian woman was found guilty of adding poisonous mushrooms to a beef Wellington and serving it to her estranged husband’s relatives at lunch, killing three of them. (He declined to attend.)

We have more on those stories below. But first, we answer your questions.

A collage of four images: A group of people constructing a house, a set of tanks and humvees rolling across a dirt road, masked ICE agents and a Social Security card.
Justin Sullivan/Getty Images; Louisa Gouliamaki, via Reuters; GDA, via Associated Press Images; Victor J. Blue for The New York Times

Your questions, answered

By the staff of The Morning

As journalists, we ask questions for a living. And we strive to make sure our work addresses the pressing ones on readers’ minds, especially in this time of dizzying political news. That’s why we regularly invite the audience of The Morning to send us their questions, and have our expert beat reporters respond.

Today, we’re addressing your queries about immigration, military spending, Social Security, Medicaid and whether now is a good time to build a house. (Got a question for us? Submit them here.)

ICE raids

With the raids on undocumented immigrants going on, targeting the people who work in the fields and the slaughterhouses, how have these actions affected the supply and prices in our grocery stores? — Anna Halbrook, Otis, Ore.

We asked Julie Creswell, who covers the food industry, to field this one:

We haven’t seen any obvious fallout from immigration raids on grocery prices yet. As of the end of May, prices were up about 2.2 percent compared with a year earlier. Eggs, coffee and meats — ground beef in particular — drove that increase.

But beef prices were climbing even before the raids, because of droughts and high interest rates (ranchers take out loans to run their operations). The nation’s cattle inventory is at its lowest level since the 1950s. Prices of fruits and vegetables have stayed about flat over the past year; tomatoes and lettuce are actually much cheaper right now.

Defense spending

Trump has pushed NATO countries to spend 5 percent of their economic output on the military. How much of its economic output does the U.S. spend on the military? — Diann Ebersole, Copperopolis, Calif.

From German Lopez, who has written several Morning newsletters on this very topic:

The U.S. spends about 3.5 percent of its gross domestic product on the military. That used to put America at the top of NATO’s ranks, but Poland now spends a larger portion, 4.1 percent.

Critics say this makes President Trump a hypocrite: If the U.S. isn’t spending 5 percent, why should other countries? But Trump says that the U.S. doesn’t need to spend as much now because it’s invested a lot more historically. Europe, the argument goes, has let its militaries and defense industries languish through disinvestment. (Some experts agree.) The president contends that those countries need to rebuild in a way that the U.S. doesn’t, and rebuilding has a big upfront cost.

Trump also has a transactional view of the world and alliances. He sees Europe’s renewed spending as payback after the U.S. bore the brunt of NATO’s duties and expenditures for decades.

Retirement benefits

I’ve heard a lot of talk that Social Security will be running out of money. I plan on retiring in the next two to three years. Should I retire sooner to collect my full benefit? — Elizabeth Y.

Here’s Tara Siegel Bernard, who recently interviewed retirees on this:

Social Security has long faced financing challenges, but the issue becomes more pressing each year. The trust fund that pays retiree benefits is projected to be depleted in 2033, or when today’s 59-year-olds turn 67. At that point, the program will have enough incoming revenue to pay only 77 percent of benefits — in other words, a 23 percent cut. But that happens if Congress does nothing to address the problem, like raising payroll taxes or trimming benefits.

The decision of when an individual should take Social Security is highly personal. There can be a huge payoff for healthy people who can afford to wait: Starting at 67 instead of 62, for example, can mean monthly checks that are 43 percent higher. And for each year you delay retirement past 67, your monthly payment rises 8 percent.

Ask yourself: Would collecting a reduced benefit for a couple of extra years be preferable to locking in a higher benefit for the rest of your life? A conversation with a financial planner is often a solid investment; these are high-stakes decisions.

Who loses Medicaid?

Are there some specific examples of who will be affected by Medicaid cuts and requirements to work in the big policy bill passed last week? Will people with Parkinson’s who are in long-term care be cut off because they can’t work? — Amy, Glenview, Ill.

From Margot Sanger-Katz, who covers health care for The Upshot:

The bill’s work requirement is focused on a relatively specific group of Medicaid beneficiaries: childless adults without disabilities and parents of children older than 13. But it is certainly plausible that the bill’s policies could have spillover effects for other populations.

A person in long-term care with Parkinson’s would almost certainly still be covered. But someone with Parkinson’s who has not yet qualified for Social Security disability status may have to prove they are too sick to work. States will also have to build new enrollment systems to check who is eligible and who is compliant, and several current and former state officials are worried the magnitude of that effort could lead to errors and delays for everyone.

When to build

Is this a good time to build a house? — Janie Spataro, Ringgold, Ga.

Conor Dougherty, who covers the housing industry, offers this advice:

Can you afford to build it, and do you plan on living there for seven to 10 years? If the answer to both of those questions is yes, then it’s as good a time as any to build.

Housing is an unusual good in that it is both a consumable, like a car, and an investment, like a stock. Most of the worst home-buying decisions — overstretching on a mortgage, buying in an area you don’t really like — come from thinking of housing as an opportunity to make money instead of as a place to live. A house is only a good investment if you think of it as home.

Rescuers clear debris near a body of water.
In Ingram, Texas. Carter Johnston for The New York Times

Devastation in Texas

Rescuers pushed through rain and flooding in their search for those still missing after one of America’s deadliest floods in the past century. At least 81 people have died, and at least 41 are missing. More rain is expected today.

The window for finding people alive is rapidly closing. However, there have been stories of survival: A young girl was found after floating on a mattress for hours, Chip Roy, congressman from Texas, said. And a mother and son survived by clinging to each other and a tree.

Families of the campers at Camp Mystic attended church services and prayed for their daughters and friends, at least 10 of whom are still missing.

Some parts of Central Texas experienced heavy rain yesterday, but the hardest-hit areas, including Kerr Country, appeared to avoid more devastation. Desiree Ibekwe, a writer for The Morning.

Follow here for updates.

For more

  • A rescuer described finding girls in pajamas at Camp Mystic. When campers asked him if they could bring their stuffed animals on the helicopter, he said, “Of course.” Read his story.
  • We have stories from some of the victims, including a longtime high school teacher and a camp director.
  • Years ago, Kerr County officials debated whether to build a warning system along the banks of the Guadalupe River. As with many rural Texas counties, cost was an issue.
  • Your pick: The most-clicked story in The Morning yesterday showed how close the cabins were to the river at Camp Mystic. See the images of the devastation.

THE LATEST NEWS

Middle East

War in Ukraine

A soldier in fatigues holds a rifle and looks up at the sky.
In Kostiantynivka, Ukraine.  David Guttenfelder/The New York Times

Trade

  • The tariff deadline for America’s trading partners elapses this week. For 90 days, the U.S. has been trying to reach trade deals — but it has reached only two preliminary agreements.
  • Scott Bessent, the treasury secretary, said that he was confident that the U.S. would be able to strike some deals before the deadline.
  • Canada, looking diversify its exports after Trump’s trade war, has begun shipping natural gas to Asia.

More on the Trump Administration

  • Trump called Elon Musk “off the rails” and a “train wreck” after Musk said he was creating a political party, the “America Party.” (People online were searching for information about it.)
  • Robert F. Kennedy Jr. is trying to persuade food makers to abandon synthetic dyes. He has hit a roadblock: the candy industry.
  • After the Great Recession, Harvard turned to donors from China. Those ties are coming back to haunt the university under the Trump administration.

Other Big Stories

A man, posing for a photograph, looks out of a door.
Mthokozisi Ngubane claims he was tortured by the South African police.  Joao Silva/The New York Times

CATCHING KILLERS

A chart shows the clearance rate for different types of crimes in the United States in 2023. Fifty-eight percent of murder cases were cleared, 46 percent of assault cases, 28 percent of robbery, 27 percent of rape cases and just 8 percent of vehicle theft cases.
Source: Jeff Asher, F.B.I. | By The New York Times

German Lopez has a new article exploring why so many police departments in the U.S. struggle to solve crimes. He writes:

Why do so many people in America get away with murder? That question drove me to Louisville, Ky., where the police department solves roughly half of the murders in the city. Whether someone escapes consequences for killing another person essentially comes down to a coin flip. Victims’ family members told me they felt abandoned by the police. The police department acknowledged the problem and noted that it is 300 officers short of full staffing.

Louisville is not alone. The nationwide clearance rate for murders — that is, the share of cases that result in an arrest or are otherwise solved — was 58 percent in 2023, the latest year of data. And that number is likely inflated, because it includes murders from previous years that the police solved in 2023. The low rates, experts said, embolden criminals and could lead to more crime and violence across the country.

Read my full story, which also includes potential solutions.

OPINIONS

Stephen Miller’s anti-immigration stance is consistent and rigid. Its weakness is that it has to operate under something more incoherent and powerful: Trumpism, Jason Zengerle writes.

Here are columns by David French on age verification for watching porn and Nicholas Kristof’s win-a-trip winner on the shortcomings of American feminism.

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MORNING READS

People dotted across a shoreline and in the sea.
On Ipanema Beach in Rio de Janeiro.  Dado Galdieri for The New York Times

Rio de Janeiro: The city’s mayor wants to regulate vendors and music on the coastline. Residents fear the end of the beaches’ beautiful chaos.

I can’t sleep. Now what? Experts shared tips on what to do when rest just won’t come.

Vatican’s villa: Pope Francis abandoned Castel Gandolfo, Italy, as his summer getaway. Pope Leo XIV is restoring the tradition.

Metropolitan Diary: Who needs headphones?

Lives Lived: Jim Parkinson was a renowned lettering artist whose hand-drawn logos branded the covers of Rolling Stone, Esquire and Newsweek during the heyday of print journalism. Parkinson