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Through an investigation, NPR explored the question of how a person’s credit history affects their auto insurance costs, as well as why their credit history matters to insurance companies. After examining data from Quadrant Information Services, startling differences in auto insurance rates were found between drivers with poor credit and those with excellent credit, often resulting in thousands of dollars in annual premiums.
🚗 Insurance companies and industry groups defended the use of credit history to help set premiums. They say it is a powerful indicator of whether a driver will have an insured loss.
🚗 Consumer advocates point out that credit scores are consistently lower for lower-income Americans and people of color.
🚗 Will Guzzardi, a Democratic lawmaker representing mostly Latino Chicagoans in the Illinois state legislature, has been working on car insurance fairness for about two years. His efforts include introducing a bill that would have required insurers to prove that their practices don't harm any policyholders based on race, gender, or other factors.
Find comparisons of how your credit score affects insurance premiums in your ZIP code here. |
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Eddy Chen/Black Bear Pictures |
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Check out what NPR is watching, reading and listening to this weekend:
🍿 Movies: Sydney Sweeney plays Christy Martin, who was considered the most successful female boxer of the 1990s, in Christy. The film highlights her rise to fame and addresses the emotional and physical abuse she endured from her then-husband.
📺 TV: The miniseries All Her Fault follows a mother, played by Sarah Snook, who is desperately trying to locate her 5-year-old son. As the show progresses, flashbacks also reveal parts of many of the characters' pasts.
📚 Books: Palestinian scholar Tareq Baconi's memoir, Fire in Every Direction, explores themes of queer identity, family history, and political awakening. Plus, six other books that were released this week.
🎵 Music: On Rosalía’s Lux, she explores the classics of symphonic sound and opera vocals. She says that her goal for the album is to reconcile her desire to create music that is both enjoyable and challenges you.
🎭 Theater: A pilot program enables original Broadway shows that underperformed to be adapted into student theater productions. Listen to these students prepare for their opening night of one of the shows.
🍽️ Food: Cambodian-American chef Nite Yun, who was born in a refugee camp, has released her debut cookbook, My Cambodia: A Khmer Cookbook. She also shared a recipe for kroeung, a fragrant herb paste, with Morning Edition.
❓ Quiz: Yay! This week I got an ‘almost perfect’ 9/10! Now it is your turn to receive an impressive score. |
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Quick question: Do you have a list of old books that you’ve always been meaning to get around to? You know — the sort of book that a friend recommended a hundred years ago, or maybe one that a teacher assigned (and you ignored), or a classic that everyone’s - allegedly - already read? Yep, us too.
Thankfully, we’ve just launched Books We’ve Loved, a brand-new, limited series from our Book of the Day podcast, with new episodes dropping on Saturdays throughout the fall. This is where we’ll be wrangling some of the most compelling lit nerds out there to make the case for picking up a book from the past.
We’re inviting a cast of literary luminaries – authors, critics, and familiar NPR voices – to argue why their book pick is worth your time. We’re asking our guests questions like — why can’t they get this book out of their head? How did this book shift a paradigm, shake the culture, or change their life? And, most importantly, why should you read it now? |
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Andrew Leyden/Getty Images |
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| | Sean Charles Dunn, the man who was charged with assault for throwing a Subway sandwich at a federal officer in Washington, D.C., has been found not guilty. The case became a symbol of resistance to Trump's federal surge in the city. |
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| | NPR’s ‘Word of the Week’ is ‘honestly,’ which has seen a surge in popularity online and in conversation in recent years. Here’s how the word has evolved. |
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| | Tesla shareholders have approved a conditional pay package for CEO Elon Musk that could unlock up to a trillion dollars in stock if the company meets specific criteria, according to preliminary results from the annual shareholder meeting. |
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Stream your local NPR station. |
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| Visit NPR.org to find your local station stream. |
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This newsletter was edited by Yvonne Dennis. |
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