As the year winds down, many of us keep our money where it’s always been, and most banks count on that.
While you’re earning less than 1% on your savings, they’re lending and investing that same cash at much higher rates. That becomes their profit instead of yours.
Raisin helps you change that. It’s a free, all-in-one platform that connects you with top savings accounts from 75+ FDIC- and
NCUA-insured institutions.
Right now, you can lock in a 4.25% APY* introductory rate with NexBank — plus up to $1,600¹ in bonuses when you open your first account with promo code GIFT. A $50,000 deposit could earn roughly $2,000+ in interest over a year, plus quarterly bonuses through all of 2026.
End the year with a better rate — and start the next one earning more. | 
