Your Money: Are tax forms in the mail?
It’s here-comes-the-tax-information season. (Sorry.)
Your Money
January 26, 2026

Hi everyone —

It’s here-comes-the-tax-information season. (Sorry.) And we have a question.

Many people get the tax forms they need — W-2s and the like — via U.S. mail. Even if some or most of our information is available electronically, many people ask to receive these things in the mail. Often, they don’t want to (or don’t know how to) download private financial details from websites onto their computers.

That all works fine until the mail stops coming regularly. And sometimes, it doesn’t come regularly — or at all.

If your mail delivery has become severely irregular in the last few years, could you please let us know what has happened? Also, what, if anything, have you been able to do about it? As ever, we’re at yourmoney_newsletter@nytimes.com.

Have a good week.

A man stands at an airport check-in counter as two people lay on the ground behind him.

Winter Storm Disrupts Air Travel Plans for Thousands on Monday

Delays and cancellations persisted a day after more than 11,000 flights were canceled. Airports in the Northeastern U.S. were hit the hardest.

By Niraj Chokshi, Christine Chung, Gabe Castro-Root and Jin Yu Young

An illustration renders a nurse’s cap as a dollar bill, which is being snipped at one end by a pair of floating scissors.

your money

Who Gets to Borrow (and Charge) Over $100,000 for Graduate School

Two different nursing school programs in Ohio offer a glimpse into what may happen when federal student borrowing has limits.

By Ron Lieber and Andrea Fuller

A bar chart showing poll respondents’ feelings about the affordability of a few items: housing, having a family and groceries. Most voters, 54 percent, think housing has become unaffordable. Nearly a third think the cost is high but still somewhat affordable. Only 13 percent think it is mostly affordable. On having a family, the numbers are similar, with 44 per cent saying it is unaffordable, 38 per cent saying it is somewhat affordable and 13 percent saying it is mostly affordable. For groceries, the numbers change more, with 28 percent saying it is unaffordable, 54 per cent saying it is somewhat affordable and 17 percent saying it is affordable.

Voters See a Middle-Class Lifestyle as Drifting Out of Reach, Poll Finds

Concerns about the affordability of education, housing, health care, having a family and retirement are driving economic anxieties, a New York Times/Siena poll found.

By Lisa Lerer, Ruth Igielnik and Camille Baker

An illustration of the Federal Reserve building flopping around as it is being manipulated by puppet strings held by a hand with a blue suit sleeve.

Strategies

Low Rates Sound Great. But a Trump Fed Could Cause a Painful ‘Sugar High.’

Dropping rates more than conditions warrant would stimulate the economy in the short term but could lead to trouble, our columnist says.

By Jeff Sommer

A cluster of shiny gold coins lies on a dark, textured surface. Some coins show detailed engravings in sharp focus.

Gold Soars Beyond $5,000 as Global Tensions Grow

The price of gold surged as investors sought shelter from geopolitical uncertainty.

By Gregory Schmidt and Kailyn Rhone

A person holding a brown paper shopping bag.

Consumer Prices Rose 2.8% Through November, a Sign of Sticky Inflation

The Federal Reserve’s preferred gauge for inflation in October and November was released belatedly after the government shutdown.

By Talmon Joseph Smith

work Friend

Will Leaving My Terrible Job Make Me Look Flaky?

And, picking up the slack for a colleague with long Covid.

By Max Read

A woman sits on a black chair next to a table with computer screens and a cat.

Job Applicants Sue to Open ‘Black Box’ of A.I. Hiring Decisions

A recently filed lawsuit claims the ratings assigned by A.I. screening software are similar to those of a credit agency and should be subject to the same laws.

By Stacy Cowley

2026 TRAVEL TRENDS

An Amtrak Acela on tracks outside a station. In the background is the Manhattan skyline at sunset.

Travel Math: When Flying Costs as Much as the Train, Who Wins?

Amtrak says dynamic pricing has helped strengthen its finances, but travelers often grumble at the cost, especially for last-minute travel. Still, the train has a secret weapon: avoiding the airport.

By Mark Walker

An illustration showing a blue car, its rear door crumpled, sitting on the side of a desert highway with a semi truck driving away, spewing a cloud of brown exhaust that contains several dollar signs.

Tripped Up

Help! A Semi Clipped Our Rental Car, and We’re Out $4,195.

Thrifty held on to a couple’s full deposit for over a year after an accident in Australia, refusing to provide the invoice they needed for an insurance claim.

By Seth Kugel

For Travelers in 2026, Prices Are All Over the Map

Luxury travelers can expect to pay more than they did last year, while budget travelers might get a break.

By Elaine Glusac

Getting Travel Rewards Is Getting Easier

Program updates and new navigation tools help travelers negotiate the increasingly complicated universe of points.

By Elaine Glusac

What Do Young Travelers Want? Exclusive Experiences.

More millennials and Gen Z-ers are planning trips around experiences, and the industry is responding with concerts, dinners and V.I.P. events.

By Christine Chung

Travel’s Latest Buzzword: ‘Microvacations’

Travelers short on vacation time are embarking on one- to three-day trips that take advantage of time zones and credit card points.

By Claire Fahy

How are we doing?
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