Your Money: About your health insurance fiasco
If you’re about to lose your insurance or not get coverage, you should be better notified.
Your Money
March 16, 2026

Hi everyone —

This weekend, in our latest “How Did This Happen” column, I wrote about a woman who lost her Medicare coverage without any warning.

As you may recall, my wife ran into a related insurance notification issue when United Health Care decided not to cover part of her breast cancer surgery — and we didn’t find out until 36 hours before the procedure.

This is not how things should work. If you’re about to lose your insurance — or not get coverage for something expensive and important — there should be extensive notification.

But somehow it’s legal to receive limited notice — or none at all. We’re aiming to find out why this is the case and how we can go about fixing it. If you’ve been in the middle of a similar debacle — or have insider knowledge or other expertise that could help — please drop us a note at yourmoney_newsletter@nytimes.com.

Thanks, as ever, for helping us with our work. Here’s a list of New York Times money articles from the past week.

Tell us about your plans for a longer life.
For a special section in April on money and longevity, The New York Times would like your thoughts on how you save and plan for the future, as well as any tips you might have for getting by and meeting your goals. Write to us here.

An illustration shows six envelopes stuck in a dangling black spider’s web.

How Did this happen?

When Changing Your Address Leads to Losing Your Medicare Coverage

Using a post office box shouldn’t cost you your health insurance. But in one woman’s case, it sure seemed to.

By Ron Lieber

A young woman with long blonde hair sits in the open driver-side door of a black car.

‘It’s Just Crazy’: High Car Payments Make Ownership Feel Impossible

Rising vehicle prices, auto loan interest rates, and insurance and maintenance costs are making it harder for people to buy or keep cars.

By Kailyn Rhone

A man with short, dark, slightly tousled hair and light stubble, looking off in the distance with a thoughtful expression.

swindled savings

His Father Lost His Life’s Savings in a Scam. A Fake Lawyer Offered to Help.

Many cybercrime victims are retargeted by online scammers posing as lawyers or other professionals who promise they can recover stolen money.

By Tara Siegel Bernard

An illustration depicts a female figure raising her arms while looking at a row of three golden percent signs that get progressively  smaller.

retiring

The Tax Bill Haunting Your 401(k) and I.R.A.

Most people have piled their savings into tax-deferred accounts, delaying taxes until they retire. Using Roth options can help ease your tax bite.

By Mark Miller

President Trump descends airplane stairs against a dark blue night sky.

For Trump, a Promised Economic Boom Collides With the Costs of War

President Trump said he had envisioned a growing economy and improving fortunes for American families in 2026. That appears at risk in his war with Iran.

By Tony Romm and Colby Smith

A worker changes the prices on a gas station sign in California. A gallon of regular is priced at $6.14.

The War in Iran Is Driving Costs Up. Here Are Some Ways to Save.

The widening war in the Mideast is making life more expensive. Experts shared some simple cost-cutting tips.

By Aimee Ortiz

Oil Rises, Bringing Gains to 40% Since the Start of the War

After surging about 10 percent on Thursday, oil prices had little reaction to the decision by President Trump to waive sanctions on the sale of some Russian crude.

By The New York Times

A block of brick townhouses, one of which is painted white.

How to Afford Housing in London: Multiple Roommates, No Living Room

High prices have pushed more Londoners to live with roommates well into their late 20s and 30s — if they can afford to move out of their parents’ homes at all.

By Gregory Schmidt

An illustration of a yacht motoring through the numbers 1040.

Strategies

It’s Good to Be a Billionaire, Even at Tax Time

Paying taxes would feel better if the truly rich were bearing a fair share, our columnist says.

By Jeff Sommer

When Your Apple Watch Becomes an Office Taskmaster

A proliferation of data from wearable technology is telling people how to optimize their job performance. Is that a good thing?

By Noam Scheiber

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