Episode 229 of our Retire With Style podcast is out now! This week on Retire With Style, Alex and I continue our walkthrough of the Retirement Planning Guidebook with a discussion on tax planning, estate planning, and legacy considerations in retirement.
We cover topics like step-up in basis rules, Roth conversions for heirs, inherited IRA distribution rules under the SECURE Act, gifting strategies, and how different account types can impact the after-tax inheritance your beneficiaries ultimately receive. One of the key themes throughout the episode is that retirement tax planning is not just about maximizing your own retirement income, it’s also about improving outcomes for the next generation.
We also discuss why “equal” inheritances are not always equal after taxes, how estate tax exemptions currently work in 2026, and why life insurance and trusts can sometimes play an important role in estate planning strategies. These are complicated topics, but we aimed to explain them in a practical and accessible way. Listen now to learn more!
The Retire With Style Podcast Has a New Home!
We’re excited to share that all podcast episodes- past and present- are now available on our new site: RetireWithStyle.com. It’s your one-stop shop for catching up on episodes, watching video versions, and even submitting your own retirement questions for future shows.
You can also watch and subscribe to new video episodes on our YouTube channel, with fresh content every Wednesday.
Prefer to listen on your favorite podcast app? We’ve got you covered. You can still find Retire With Style on Apple Podcasts, Spotify, Podbean, Amazon Music, Audible, iHeart, TuneIn, and now YouTube Music.
Take a look around the new site and let us know what you think. Feel free to share with friends, and to reply here with any comments. Thank you, Wade Pfau, PhD, CFA, RICP Founder of Retirement Researcher
If you wish to stop receiving our emails or change your subscription options, please Manage Your Subscription Retirement Researcher, 1900 Gallows Rd, Suite 350, Tysons, VA 22182, US
