Hi Jan,
Most people spend decades getting the financial side of retirement right. The savings rate, the portfolio, the income plan. That work matters. But something I've noticed is that the people who struggled most in retirement weren't the ones who ran out of money. They were the ones who ran out of things that gave their days meaning.
This week's article gets at something I think about a lot: the gap between retiring from work and retiring into a life you actually want to be living. The financial transition is real, but the psychological one is often harder, and far fewer people plan for it. Things like purpose, structure, identity, and social connection don't disappear when you leave your career. They just stop being automatic.
Whether you're five years out or already in retirement, this one is worth a careful read.
| | | | Retiring From Work Is Easy. Retiring Into Life Is Harder. Most retirement planning conversations revolve around the financial side of the equation. People spend decades focusing on how much they need to save, when they can afford to retire, how their portfolio should be invested, and whether their assets will support the lifestyle they envision. Those questions matter, but many retirees discover that the financial transition into retirement is only part of the challenge.
By Retirement Researcher | | | | Beyond the Numbers: Mentally Preparing for a Fulfilling Retirement Retirement is often painted as a picture of freedom: long mornings with coffee and no alarm clock, spontaneous travel, time to read, relax, and finally catch up on the things you never had time for. And while all that sounds great, the reality of retirement is a little more nuanced. Once the novelty wears off, many retirees find themselves asking a bigger question: now what?
By McLean Asset Management
| | | | Are You Emotionally Ready for Retirement? Beyond the Financial Plan
In Episode 230, we bring in Jason Rizkallah, an advisor at McLean Asset Management, to walk through the non-financial side of retirement, covering purpose and passion, testing retirement activities before you commit to them, and what it really means to retire to something rather than just from a career.
| | | | | | | | |
