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JULY 28, 2026 |
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What do finance teams say would most increase their confidence in AI recommendations for important financial decisions? |
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A) Ability to see the underlying assumptions used by the AI B) A clear audit trail showing how the recommendation was generated and approved C) Clear visibility into the data source and decision logic D) Simulation or scenario modeling showing the potential impact |
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BANKING |
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Amex has long touted
the high share of new card acquisitions that millennials and Gen Zers compose—the two cohorts made up 65% of global new accounts and 38% of US card spend in Q2 2026, per Amex’s most recent earnings. |
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But this quarter, Amex also reported that about 60% of all consumer deposit accounts were held by millennials and Gen Zers—roughly $70 billion in deposits, per EMARKETER calculations. Consumer and small-business deposits were up 9% YoY, per CFO Christophe Le Caillec. Total deposits, including corporate, rose 5% to $157 billion, per Amex’s earnings. |
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INSURTECH |
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APIs let banks embed insurance in loans, making integration a key edge for carriers seeking distribution. Banks have long had opportunities to distribute insurance, but technology is making the process significantly easier. |
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Modern API integrations allow banks to present insurance quotes within digital lending workflows, automatically bind policies, and incorporate premiums into existing loan payments, per Banking Exchange. Instead of connecting directly to multiple insurers, banks can work through intermediary platforms that aggregate carrier relationships and handle regulatory updates, reducing implementation complexity. |
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PARTNERSHIPS |
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Bank of America (BofA) and the Carolina Panthers announced a long-term extension of their naming rights agreement for Bank of America Stadium in Charlotte, North Carolina, per a press release. The extension accompanies a stadium renovation that the Panthers' ownership group, Tepper Sports & Entertainment, has expanded to more than $1.3 billion, with the ownership group covering all optional projects, cost overages, and ongoing maintenance beyond the City of Charlotte's fixed $650 million commitment. |
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REPORT |
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The next phase of payments competition is taking shape as AI discoverability, sports partnerships, Gen Alpha acquisition, buy now, pay later (BNPL) demand, and digital asset rails open new growth paths—and introduce new challenges. This report will explore how these trends will shake out in H2 2026. |
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Key question: What trends will affect payment providers’ product and marketing strategies in H2 2026? |
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Key stat: About 23% of kids ages 13 to 14 have used a digital wallet, per a May 2026 PwC survey, allowing payment providers an opportunity to secure brand loyalty long before they hit traditional banking milestones. |
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(EMARKETER subscription required to read the full report) |
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CHART OF THE WEEK |
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Key stat: Average car insurance premiums in the US have risen nearly 65% over the past 10 years, reaching $2,256 in 2025, according to The Zebra. | | | |
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