Real quick: Need to build your credit without breaking the bank?
Click HERE.
Now then...
Somebody in your life has probably told you that wanting money makes you a bad person.
And I have one question about that...
Was that person rich?
Take your time. Think.
I’ll wait.
See, money isn’t greed.
Money is options.
That’s all it has ever been.
Money is your mom getting the surgery at the good hospital instead of the one with a Yelp page full of warnings.
It’s your kid’s braces without a payment plan.
It’s quitting the job that’s slowly killing you, on a Tuesday, without needing a plan B first.
Nobody on their deathbed says “I wish I’d had fewer options.”
And the humility thing isn’t working out for anyone.
So go ahead and want more. Say the number.
Seriously, say the number you want OUT LOUD.
Make it real...
Then do the boring part, because just wanting money is not a plan.
The people who get there build the boring stuff first, and one of the most boring piece of all is your credit score.
Your score sets your mortgage rate.
Your car rate.
And (in a lot of states) your insurance premium.
Some landlords won’t hand you keys without it, and a bad score means you pay more than rich people do for the exact same stuff, forever, which is the single most backwards thing about how this works.
Being broke is expensive.
But fix the score, and the price of everything else drops.
If yours is holding you back, that’s where today’s sponsor could be useful.
MoneyLion lets you see your options side by side, what each one costs monthly, and which credit bureaus each one reports to.
Read the fine print dummy.
A credit builder account only works if you pay it on time, every single time. Miss payments and you’ve paid money to make your score worse, which is a genuinely impressive way to lose.
It also does nothing about debt you already have. Different problem, different tool.
And cheapest isn’t automatically best here.
A free account that reports to one bureau may be worth less to you than a $10 one that reports to all three. Read what each one does. Terms apply, rates and eligibility vary.
Want the money. Say it out loud. Then go build the boring machine that gets it.
Taquitos,
Caleb “Money is Moral Hammer
P.S. I want you to make more money and be happy.
Don't ever forget I do what I do so you can fix your sh*t and go live a great life.
Have a good weekend.
