Before we get into this week’s episode, we want to let you know about an upcoming event. Join Retirement Researcher and McLean Asset Management on Monday, October 19 from 1–2 PM ET for AI: The Double-Edged Sword of Cybersecurity and Social Engineering, a free webinar with cybersecurity expert James McQuiggan exploring how AI is changing online threats and practical ways to better protect yourself and your personal information.
| | | | Hi Jan,
Episode 249 of our Retire With Style podcast is out now!
In this week’s episode of Retire With Style, Alex and I tackle several listener questions about taxes and the decisions that can affect what you ultimately pay throughout retirement.
We discuss Roth conversions, withdrawing from taxable versus tax-deferred accounts, paying off a mortgage in retirement, and the role taxable accounts can play for early retirees.
One theme connects many of these decisions: your tax bracket doesn’t always tell the whole story. Capital gains, Social Security taxation, Medicare IRMAA surcharges, deductions, and other factors can change the effective tax rate you face as your income increases.
That’s why good retirement tax planning isn’t simply about staying within a particular bracket. You have to understand how the different pieces interact and make decisions based on your broader retirement plan. Listen now to learn more!
| | | | The Retire With Style Podcast Has a New Home! | | | | We’re excited to share that all podcast episodes- past and present- are now available on our new site: RetireWithStyle.com. It’s your one-stop shop for catching up on episodes, watching video versions, and even submitting your own retirement questions for future shows.
You can also watch and subscribe to new video episodes on our YouTube channel, with fresh content every Wednesday.
Prefer to listen on your favorite podcast app? We’ve got you covered. You can still find Retire With Style on Apple Podcasts, Spotify, Podbean, Amazon Music, Audible, iHeart, TuneIn, and now YouTube Music.
| | | | Take a look around the new site and let us know what you think. Feel free to share with friends, and to reply here with any comments.
Thank you,
Wade Pfau, PhD, CFA, RICP
Founder of Retirement Researcher
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