Including a 12-month bonus, plus FSCS protection and flexible access.
Let your savings earn more, tax-free
Hi Awhahaw,
With the Moneyfarm Cash ISA, your savings earn 4.76% AER (variable)*, including a 12-month bonus, and the interest is tax-free, within your annual ISA allowance.
Capital at risk. Tax treatment depends on your individual circumstances and may be subject to change in the future.
* Variable rate correct as at 13/10/2026. The rate includes a 1.17% bonus for the first 12 months, which is paid at the end of the first year; the standard rate of 3.59% AER (variable) then applies. Rate can go up or down according to market conditions (largely driven by any changes in the Bank of England base rate) or other factors. Rate can also drop to a lower rate if the balance for your new contributions falls below £500 or you make more than three withdrawals in a year. Subject to conditions and ISA rules. T&Cs apply. See website for more information.
** Your savings with Moneyfarm are safeguarded by the Financial Services Compensation Scheme (FSCS), which protects up to £85,000 per person, per bank. As the money in your Cash ISA will be held in qualifying money market funds (QMMFs) your capital can be at risk.
Moneyfarm is a registered trademark of MFM Investment Ltd. which is authorised and regulated by the Financial Conduct Authority (No. 629539).
Risk warning: With investing your capital is at risk, and your investments may go up or down with market fluctuations and changes in foreign exchange rates.
Learn more about risk.
Tax treatment applies, it depends on the individual circumstances of each client and may be subject to change in the future.