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| Matthew Jenkin |
| Which? Money expert |
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| TOP STORY |
| Protect yourself from number spoofing scams |
| Fraudsters are cloning the phone numbers of real companies, and even your number, to trick people into picking up. We explain how to reduce your risk and what's being done to stop them. |
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| Editor’s picks |
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| Should you fix for five or more years? |
| Rates on one-year fixed-term accounts hit their lowest level since 2023. We take a look at what's happening and if it's worth locking in for as long as seven years. |
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| Stop overpaying on car insurance |
| One in five UK drivers let their car insurance auto-renew without seeking a better deal. From switching at the right time to haggling, we share how to save without cutting cover. |
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| Why pension withdrawals have jumped |
| Pension withdrawals surged after last year's Autumn Budget. As rumours of cuts to the 25% tax-free allowance resurface, is it worth taking action now before the Chancellor's decision? |
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| Should you open a Christmas savings scheme? |
| Some supermarkets like Tesco and Asda run Christmas schemes where you can set money aside and get a festive bonus on top to spend in-store and online. But are they any good? |
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| EXPERT TIP |
| How to find the right life insurance policy
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| Life insurance provides vital financial support for your loved ones after you die, but with so many different types of policy, how do you choose the right one?
The main goal should be to ensure cover matches your family's needs. Some only pay out on death, while others may include protection for serious illnesses too.
Read the small print carefully or speak to your insurer if anything is unclear.
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| Ravi Ghelani, Which? Money expert
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| Is life insurance worth it? | |
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| Other top stories this week |
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| New Which? Money podcast episode |
| Breaking down pension rumours |
| Listen time: 30 minutes |
| In this week's episode, we discuss what changes to pensions could be coming from the November Autumn Budget and whether or not you need to take action now.
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