Hi there, In the trucking industry, your crew is always on the move, and their needs can vary widely. Traditional, rigid group health plans often don't keep pace. But Individual Coverage Health Reimbursement Arrangements (ICHRAs) are built for businesses like yours. It starts with selecting a benefits platform to handle the administration and support. Then, you define your budget and the pre-tax contribution for each eligible driver or employee, giving you clear financial control. Your team then gets to choose their own health plans from the marketplace, picking what works best for them and their families, no matter where the road takes them. You reimburse them based on your contributions. While there's an initial setup phase with your broker and some employee education, the flexibility and control ICHRA offers means you can provide competitive benefits that move as fast as your business. Once you cut through all the insurance jargon, ICHRAs are actually pretty simple. |