Finxters

In 2025, the cost of "intelligence-per-token" collapsed by an order of magnitude, transforming AI from a chatbot curiosity into a fundamental economic layer - shifting the power from those who can code to those who can, quite literally, imagine. ✨ 

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The duct-taped AI stacks of last year have been replaced by seamless, reasoning-capable agents that don't just predict the next word but execute the next business goal.

Here are the four pillars of what I have extensively discussed in the Finxter newsletter in 2025:

1. From Prompting to "Vibe Coding":

As discussed in our recent Vibe Coding deep dives, the emergence of models like Gemini, OpenAI, and Claude model family (Opus 4.5 might be AGI!