Hi Jan,
Over the past week, I have been sharing more about what changed in the 3rd Edition of Retirement Planning Guidebook and why I chose to reorganize it the way I did. I am grateful for the encouragement and thoughtful responses from readers who have followed the book over time. This version reflects a shift toward helping people understand the why behind planning decisions, not just the mechanics.
That theme carries through this week’s article and podcast episode, which explore how starting with personal preferences and clear context can make retirement income planning feel less confusing and more grounded.
| | | | Making Retirement Income Planning Personal from the Start Personal retirement income planning is challenging precisely because there is no one-size-fits-all solution. Many retirees quickly discover this after receiving confident but conflicting advice from different sources, each presenting a different “best” answer. Two retirees with identical balances, the same age, and similar goals may still need very different plans. That reality makes retirement planning deeply personal, but it also makes it harder to tell when a recommendation truly fits you versus when it simply reflects someone else’s preferred approach.
By Retirement Researcher | | | | Don’t Leave Home Without Your Financial GPS Financial planning attempts to predict the future using a series of assumptions. At its core, a financial plan is built on educated guesses about things we cannot fully control. A job change, an unexpected expense, or a shift in markets can quickly take life in a direction different from what was planned. Even the most carefully crafted plan becomes outdated the moment it’s finished. The world (and your life) constantly evolves, and your financial plan is just a snapshot of one possible path to your desired retirement.
By McLean Asset Management
| | | | There Is No “Best” Retirement Plan: How to Choose What Actually Works
In this episode of Retire With Style, Wade Pfau and Alex Murguia begin a guided walk through the third edition of Retirement Planning Guidebook. They discuss why retirement income planning needs to start with personal preferences and income styles, and how understanding those preferences helps make sense of investments, insurance, and tax strategies. The episode focuses on building clarity early so later decisions feel more intentional and aligned.
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