No cut in repo rate by RBI: Here's how can you still save big on home loan EMIs

Sat, Feb 07, 2026 | 12:20 PM IST

Best of ET Wealth

1	No cut in repo rate by RBI: Here's how can you still save big on home loan EMIs Home loan EMIs are expected to remain steady as the RBI has held the repo rate at 5.25%. While this offers stability for the real estate sector, borrowers can still save significantly. Strategies like switching loan regimes, refinancing, and making prepayments can substantially reduce interest costs and loan tenures, even without immediate rate cuts.

2	FD investors breathe easy as RBI pauses rates; how to lock in your investments for better returns

3	Latest claim settlement ratio of health and general insurers released by IRDAI in 2026: Niva, Acko, Galaxy lead; Shriram, IFFCO Tokio fall below 90%

4	Latest income tax slabs for FY 2026-27: Check announcements made in Budget 2026 by Nirmala Sitharaman

5	Latest claim settlement ratios of life insurance companies in 2026; Shriram & HDFC retain top spot with over 99%; IndiaFirst lags at 87% India's life insurers settled 97.10% of individual death claims within 30 days in FY 2024-25. Private insurers achieved 97.30%. This data from IRDAI highlights efficient claim processing across the industry. Checking these ratios is crucial for policyholders. Companies like Aditya Birla Sunlife and HDFC show 100% settlement within the timeframe.

6	Has Standard Deduction for FY 2026-27 for salaried employees changed in Budget 2026?


7	Returning to India with gold? New baggage rules remove value limit on jewellery

8	No need to pay income tax if your land is acquired by government giving payout under RFCTLARR Act; Budget 2026 proposal

9	Can I gift large sum to my senior citizen parent and open a joint bank account with them to earn interest without tax?

10	SGB Taxation: From zero tax to Rs 2.60 lakh capital gains tax on Rs 10 lakh investment, how new Budget proposal will cost investors dearly Budget 2026 brings a significant tax change for Sovereign Gold Bonds. Starting April 1, 2026, capital gains exemption will only apply to investors who buy SGBs at issue and hold them until maturity. Those purchasing from the secondary market will face capital gains tax. This impacts investors who previously enjoyed tax-free gains on secondary market purchases.

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