Our calculator helps you crunch the numbers ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

When was the last time you looked at your superannuation balance? A recent survey found one in three people check it less than once a year.

It’s easy to put off thinking about super when retirement is years away, but there are simple steps you can take to make sure you’re on track.

In our five-part series, we’ve asked experts to explain what you need to know to sort your super, avoid greenwashing and set goals for retirement.

Today, we debunk a claim often made by the $4.5 trillion super industry: that you need $1 million in super to retire comfortably. That benchmark would provide a lifestyle higher than most Australians’ standard of living while working. As Angel Zhong notes, consumer groups set much more achievable goals.

Try our handy calculator to see if your super is on track, and check how your balance compares to other people your age.

Also today, Michelle Grattan unpacks how One Nation “drove a front-end loader through the conservative vote” in the South Australian election – and what it reveals about the vast challenge ahead for Angus Taylor and the federal Liberals.

Victoria Thieberger

Business and Economics Editor

How much do you really need to retire? It’s probably a lot less than $1 million

Angel Zhong, RMIT University

Try this calculator to see if you'll have enough super to retire comfortably.

One Nation’s surge and Liberal Party’s collapse in SA election reveal tectonic shifts in Australian politics

Rob Manwaring, Flinders University

It’s highly likely the One Nation insurgency is here to stay.

View from The Hill: One Nation’s performance in SA will send shivers down Angus Taylor’s spine for Farrer campaign

Michelle Grattan, University of Canberra

Taylor is in desperate need of a strategy to counter One Nation.

Labor easily wins South Australian election with One Nation beating Liberals into second on primary votes

Adrian Beaumont, The University of Melbourne

While Labor has secured a thumping win, which party will form opposition is not yet clear.

Risk-averse voters want caution and visible reform. Can Albanese deliver both?

Intifar Chowdhury, Flinders University

In our uncertain times, voters are disillusioned by both major parties – and increasingly attracted to populism. How can the Albanese government best respond?

The Women’s Asian Cup was a major success for Australian soccer, despite the Matildas’ heartbreaker

Fiona Crawford, Queensland University of Technology

A record Women’s Asian Cup crowd was one of the many positives as the tournament ended in victory for Japan over Australia.

Some schools have stopped running camps as costs rise. What can we do instead?

Brendon Hyndman, Charles Sturt University; Vaughan Cruickshank, University of Tasmania

School camps are not just a break from normal classes. They can teach self-reliance, leadership and problem solving.

Is it OK to drink in front of your kids? New research shows the age they’re most influenced

Sergey Alexeev, University of Sydney; UNSW Sydney

Children don’t need a flawless example of parents who never drink alcohol. But over time, they notice your choices about when, why and how much you drink.

TVs keep getting more pixels – but we are approaching the limits of what our eyes can actually see

Renee Goreham, University of Newcastle

Televisions have come a long way from cathode ray tubes to 8K OLED screens. Do they need to go any further?

In the next pandemic, NZ doesn’t need to choose between health and the economy

Paula Lorgelly, University of Auckland, Waipapa Taumata Rau

COVID models helped counter the virus but revealed less about the impacts of emergency measures. More sophisticated modelling can help balance trade-offs.

Politics + Society

Health + Medicine

Business + Economy

Environment + Energy

Science + Technology

Books + Ideas

Price shocks in remote Australia
"Saman Gorji rightfully draws attention to the vulnerability of remote Aboriginal communities to supply chain issues – currently diesel fuel costs. In a previous life, from 2003–06 I worked on such remote communities in the western deserts of WA.  Food was trucked out from Perth, some 2,000km away, arriving every two weeks. Fuel likewise, and in 2005, Aboriginal people were then paying close to $2.50 per litre at the roadhouse bowser. They also paid a premium on groceries, clothes and other items sold at community stores. So, while we are paying more for our food, fuel and power, let’s spare a thought for our remote, vulnerable and often hidden First Nations people – I shudder to think what the 2026 bowser fuel price currently is, out in those western desert communities."
Scott Bell, TAS

Is negative gearing a hard sell?
“This excerpt from Michelle Grattan's article on the budget is, I believe, misleading: 'Some government sources point out [changes to negative gearing] would be harder to sell than the capital gains tax change because, although a relatively small number of people negatively gear (1.1 million taxpayers negatively geared properties on the latest available figures), there is a public perception it is widespread and many people aspire to buy investment properties.' The excerpt conflates the number of people who use negative gearing with the number of investment properties that are negative-geared, implying a one-to-one relationship. In fact 25% of investment properties are owned by 1% of taxpayers.”
Zahro Muladawilah

We'd love to hear from you. You can email us with your thoughts on our stories and each day we'll publish an edited selection.

 

Featured jobs

View all
List your job

Featured Events, Courses & Podcasts

View all