Harsh truth, but...
Your bank makes money when you mess up.
That's not a conspiracy, it's their business model.
Overdraft fees, maintenance fees, "insufficient funds" fees, and more.
The whole thing is built so that the moment you slip, they get paid. You're not a customer to them. You're a revenue stream that occasionally trips.
And the wild part is most people just accept it. They eat the $35 overdraft like it's the weather.
Something that happens to you, not something you can opt out of.
But guess what Pookie, you can opt out of it.
This is the boring, unglamorous side of fixing your money: taking the time to research and choose tools that aren't working against you.
A checking and savings setup with no BS overdraft fees, that lets you get paid up to two days early, and has a decent HYSA.
Small fix.
Big difference in how often you're stressed.
And if you don’t wanna spend all that time researching great banking options that don’t rip you off when you aren’t watching…
Check out Chime right HERE.
They’re doing some great things, including offering my readers cold, hard CASH when they set up a qualified checking account.
If you’re tired of Big Bank, it’s worth a look.
Taquitos,
Caleb “No Overdrafts” Hammer
P.S. Speaking of stuff working in your favor, The Hammer Elite App is live and uncensored, and the annual subscription is $30 off all June.
Every show, completely uncensored, streaming on your phone anywhere, anytime.
[Get Hammer Elite annual RIGHT HERE]
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