View this email in your browser Business Today Monday, 20 July, 2026 Editor's Note Good morning, reader Property developers are seeking a VAT cut and other tax breaks in the budget to aid their industry in tackling the Republic’s housing crisis. Barry O’Halloran has the details of a pre-budget submission from industry lobby group Irish Institutional Property. The art of knowing when to step down as a leader is tricky to pull off, writes FT columnist Pilita Clark. How will the Government’s new Digital Wallet work? Ciara O’Brien has the details. Continue Reading Ciarán Hancock   TOP BUSINESS STORIES Business Ryanair profits fall by a third to €538m Business Kingspan pledges €3m to PhD research programme Business Developers seek further tax breaks to boost home building Business Aer Lingus Regional operator boosts pilots’ pay Business DWS shelves €220m Dublin apartment sale despite above-guide bids John FitzGerald Northern Ireland’s education system fails children from disadvantaged backgrounds MORE BUSINESS STORIES Business Planning permission refused for 14-storey office block on site of former City Arts Centre Business Sick as a parrot: World Cup keeps US workers out of the office Business Aer Lingus chief cashes in €895,000 worth of IAG shares Business Apple targets dozens of OpenAI employees with legal letters Do you have questions about becoming an Irish Times subscriber, or about your subscription? You'll find handy guides in our FAQs, and you can manage many aspects of your subscription in the My Account section. Never miss a business story Subscribe now for just €1 for your first month SUBSCRIBE     Registration number 2514 Registered in Ireland as The Irish Times DAC Registered office 24-28 Tara Street, Dublin 2