Attn: Fund Beneficiary,

I am Mr. Kenneth Richard, the new ATM Managing Head of Operations Dept Citibank, New Jersey, USA. During a routine audit last week, I discovered an abandoned ATM Card valued at US$12.5 million, with card number (5384 9464 4618 4540), belonging to you as the legitimate beneficiary. It has been confirmed that these funds are due to your inheritance payment from Europe.

Your ATM Card, with a valued balance of US$12.5 million, is still available and intact. I need to know how you would prefer to receive your card and its 4-digit PIN. You have the option to collect it directly from my office at our bank or have it delivered via a registered courier service, for which you will need to cover the delivery fee.

I look forward to your prompt response.

Thank you for your cooperation and understanding. We are committed to serving you better.

Yours faithfully,

Mr.Kenneth Richard 

ATM Managing Head of Operation Department

Citibank Bank Address: 378 NJ-3, Clifton, NJ 07014, USA,