Episode 244 of our Retire With Style podcast is out now! In this week's episode of Retire With Style, Alex and I continue answering your retirement income questions this time with a focus on what it really means to be “safety-first.”
One misconception we often hear is that if you prefer reliable income, an annuity must automatically be part of your retirement strategy. But that’s not necessarily the case.
If Social Security and a pension already cover most or all of your essential spending, you may already have the reliable income floor you need. An annuity can help fill an income gap, but if there’s no gap to fill, there may be no reason to add one.
We also discuss how to account for inflation when using reliable income, ways to bridge the years before claiming Social Security, and why your RISA® retirement income style should be viewed as a starting point not a rigid set of rules. Listen now to learn more!
The Retire With Style Podcast Has a New Home!
We’re excited to share that all podcast episodes- past and present- are now available on our new site: RetireWithStyle.com. It’s your one-stop shop for catching up on episodes, watching video versions, and even submitting your own retirement questions for future shows.
You can also watch and subscribe to new video episodes on our YouTube channel, with fresh content every Wednesday.
Prefer to listen on your favorite podcast app? We’ve got you covered. You can still find Retire With Style on Apple Podcasts, Spotify, Podbean, Amazon Music, Audible, iHeart, TuneIn, and now YouTube Music.
Take a look around the new site and let us know what you think. Feel free to share with friends, and to reply here with any comments. Thank you, Wade Pfau, PhD, CFA, RICP Founder of Retirement Researcher
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